Our Expat Medical Insurance is comprehensive and provides the resources to build a stronger and more satisfied workforce.
Few companies can match the flexibility of our Expat Medical Insurance Benefits package, which permits us to tailor our proposal to your specific requirements.
There are many methods available to control insurance costs and to customize a plan to meet the needs of your staff. Clients may select from three Core Plans and several Deductible levels to control costs, as well as the geographic coverage that best suits their needs. For an additional premium clients can choose optional features like Out-patient Benefits, Maternity, Dental Care, and expanded Repatriation Benefits.
SPI offers three types of geographic coverage:
1. Worldwide
2. Worldwide excluding the USA and
3. Africa Only
Schedule of Benefits
| Benefit | Benefit Limits |
| Hospital Expenses | Up to $3 Million per year |
| Inpatient Treatment | Included |
| Surgical Fees | Included |
| Diagnostic Tests & Scans | Included |
| Physician Fees | Included |
| Out-patient Surgery | Included |
| Prescription Drugs | Included |
| Emergency Room | Varies by Plan |
| Psychotherapy | Varies by Plan |
| Rehabilitation Treatment | Varies by Plan |
| Local Ambulance | Included |
| Complications of Pregnancy | Included |
| (16 Month Waiting Period) | |
| And Much More | Included |
| Emergency Medical Evacuation | Included |
| Repatriation | $13,500 |
| Out-patient Care | Optional Coverage |
| Maternity Coverage | Optional Coverage |
| Dental Coverage | Optional Coverage |
| Expanded Evacuation Benefits | Optional Coverage |
For complete details of coverage, refer to the Summary of Insurance Q or Contact SPI Q